Here are two versions of today's forumla.
I'm wearing a J. Crew rollneck sweater (because I believe those first became a thing in the 90s, if I am not mistaken? and this is a 90s throwback style). Because the sweater is cotton and it is very cold here, I'm also wearing Heattech base layers!
Wit & Wisdom pants, Sam Edelman boots, Bernardo coat. You can see here, a little bit, how the stance is a bit low for me -- my arms are almost not long enough for the pockets. But they do make it.
This was interesting for me. I like the version with the coat. But without the coat, I feel too minimalist. I kept wondering how to make it an "outfit" without pattern. (There is some textural interest, but...). Meanwhile, the version with the bag felt like "too much going on" for me. In these little discoveries we find our own style, no?
My last picture is the real-life version. It is way too cold here today to go out in a wool coat, even with multiple layers beneath. I am wearing my distinctly non-90s (but still neutral and minimal) parka when I venture forth! ;)